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How can I get information about the deposit?

Whether in Azerbaijani manat or foreign currency, earning interest monthly or at the end of the term, with the feature of reducing and increasing the funds according to your preferences, Kapital Bank deposits are suitable for every demand.

Types:

  • Kapital deposit kapitalbank.az/deposits
  • Upon request deposit kapitalbank.az/deposits/upon-request



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What is Automatic renewal?
  • Automatic extension by the Bank of the deposit agreement occurs if the client has not withdrawn the deposit amount at the conclusion of the deposit period (on the subsequent day following the term's maturity). This extension is carried out under the same conditions, contingent upon the existence of suitable offers, or according to terms unilaterally determined by the Bank (without the addition of accrued interest to the deposit amount).

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How much amount can I place as a deposit?
  • The minimum amount for deposit registration is set at 500 AZN/USD.

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What will happen if I do not take it after the expiration of the deposit?
  • If the depositor does not request the return of the deposit on the next day after the expiration of the deposit, the extension is automatically applied under the same terms and conditions applicable during the deposit term; in all other cases, the extension is applied in accordance with the conditions unilaterally determined by the Bank (no additional interest is added to the principal deposit amount.)

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How will interest be accrued if I withdraw my deposit earlier than the due date?
  • Interest on early deposits is paid in national currency (AZN) at 1% per annum.
  • No interest is paid on early deposits in foreign currency (USD), the reduced part is min. 100 AZN/USD, and the deposit can be reduced to 100 AZN/USD.
  • Interest is not paid on deposits placed in the national currency withdrawn earlier than thirty (30) calendar days.

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What is a deposit safe? What opportunities and benefits can I take advantage of?
  • We offer you our bank's safe deposit boxes to protect and safeguard your precious jewellery, securities and money. This is the best way to protect your valuable belongings.
  • The lease term of deposit safes is set at 3 months. There are advantages such as low price, security and privacy.



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Which branch of the bank should I visit for rent deposit safes?
  • You can rent deposit safes in the Centre, Ganjlik, Sabail, Ganja branches.

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How can I open a deposit account?
  • All you need to do to open a deposit account is to visit the nearest branch.

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