MINIMUM LOAN AMOUNT

On “VIP deposit”: 5000 AZN / USD / EUR;
On “Capital deposit” and “Term option deposit”: 500 AZN / USD / EUR

MAXIMUM AMOUNT OF LOAN

Maximum 80% of the deposit amount

LOAN TERM

Until the business day before the expiration date of the deposit period

ANNUAL INTEREST RATE

On AZN deposits: + 5%;
On USD and EUR deposits: +4%

Documents

ID card for citizenship

The servicemen's ID card for military server

Identity document for foreign citizens

Requirements

Age limit: min. 18 years old

Registration: no required

Place of work: no requirement

Customer's deposit in Kapital Bank

Deposit secured loans are offered to customers at low interest rates because they carry less risk. This loan product offers you lower interest rates, higher debt limits and, at the same time, longer repayment periods. Thus, the last loan repayment date is limited to the expiration date of the term of the deposit you placed in the bank. The only document required by the bank to get a secured loan is an ID card. All you have to do is fill out the online order form to get loan money through the product intended for bank customers who have placed a deposit, the loan term of which is limited by the expiration date of the deposit term.