Car Loan

Get the car you want with a car loan provided by Kapital Bank.

  • The initial payment from 10%
  • Term of the loan min. 12 months - max. 59 months
  • Loan amount min. 5 000 AZN – mаx 200 000 AZN
  • Annual rate from 12%
  • Payment type Annuity

Information

  • Identity document
  • Official document confirming income (employment certificate, electronic certificate, salary statement)
  • Age limit is min. 20 years max. 70 years old (must be max. 70 years old by the date of the last payment of the loan obligation)
  • Valid for cars with a production date of no more than three years.
  • Borrowers must be registered in the Republic of Azerbaijan.
  • The loan does not cover the purchase of cars manufactured domestically, in Russia, or in Iran.
  • Vehicles must be purchased from authorized car dealerships.
  • The vehicle's age must not exceed 5 years.
  • Down payment for electric vehicles:

           a) Up to 3 years: minimum 10%

           b) Over 3 years: minimum 40%

  • Down payment for hybrid vehicles:

           a) Up to 1 year: minimum 20%

           b) From 1 to 3 years: minimum 40%

           c) Over 3 years: minimum 50%

  • Down payment for other types of vehicles:

           a) Up to 1 year: minimum 40%

           b) 1 From 1 to 3 years: minimum 50%

           c) Over 3 years: minimum 60%

Note:

Currently, the loan is available at “Zafar” branch.

  • Skoda (Skaz Autohouse) | Address: Baku city, Babek avenue, 74 | Phone: *5544
  • Changan (Azerbaijan Automobile) | Address: Baku city, Babek avenue, 74 | Phone: *5544
  • Mercedes (Autostar Kaukasus Gmbh Azerbaijan) | Address: Baku city, Babek pr. 1145 | Phone: 976
  • Toyota (Toyota-Baku Central LLC) | Address: Baku city, Khatai district, F. Bayramov street house 26