It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.
Daily consumer loan
Daily consumer loan up to 30000 AZN
Increase the amount up to half of the period while earning a high interest rate.
Transfer money any card through Birbank! Now you can easily send money from your phone to any bank card with Birbank.
Access to 18 months of interest-free installments in partner stores!
Amount of loan - AZN 300 to AZN 20 000
We support small businesses with micro-loans from our bank!
Get a loan in manat by placing a security deposit in dollar or euro.
Loan in the amount of 80% of the deposit amount
Cash loan up to AZN 100,000 in exchange for real estate collateral
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