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  • CARDS
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    Birbank Star

    Birbank Star

    With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

    Order with one click!
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    Cash loan

    Cash loan

    Cash loan up to 50000 AZN

    Order with one click!
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    Deposit

    Deposit

    In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.

    More details
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    Birbank

    Birbank

    Transfer money any card through Birbank! Now you can easily send money from your phone to any bank card with Birbank.

    More details
  • ONLINE SERVICES
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    Birbank Cashback

    Birbank Cashback

    A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

    Order with one click!
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    • Identification of Birbank card

    Birbank Star

    With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

    Order with one click!
    Birbank Star
  • LOANS
    • Cash Loan
    • Micro Business Loan
    • Sif krediti
    • AKİA kreditləri
    • Car Loan
    • Deposit guaranteed loan

    Cash loan

    Cash loan up to 50000 AZN

    Order with one click!
    Cash loan
  • MORTGAGE LOANS
  • SAVINGS
    • Deposit
    • Yığım hesabı
    • "Upon request" deposit
    • Deposit safes

    Deposit

    In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.

    More details
    Deposit
  • BOND
  • MONEY TRANSFERS
    • Transfer money any card through Birbank!
    • Khazri
    • Zolotaya Korona
    • Western Union

    Birbank

    Transfer money any card through Birbank! Now you can easily send money from your phone to any bank card with Birbank.

    More details
    Birbank
  • ONLINE SERVICES
    • Card order
    • Credit order
    • Onlayn queue
    • Obtaining references and statements

    Birbank Cashback

    A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

    Order with one click!
    Birbank Cashback
  • CAMPAIGNS
  • PRIVATE BANKING

Yığım hesabı

  • AZN 7%
  • USD 2.5%
  • Minimum amount 0 AZN/USD
  • Term No limitation

Useful

What is a savings account How to do it

Savings account is a flexible and convenient deposit product.

Through this account, you can deposit any amount of funds at any time you want. Your deposit earns daily interest from the date you placed it. It is possible to withdraw funds at any time along with interest income.

FAQ

1 What are the conditions and interest rates?

  • Interest income is calculated daily and added to the account at 7% per annum on the AZN account and 2.5% per annum on the USD account. As long as the money stays in the account, you earn interest every day. Moreover, interest is also calculated on the interest income you earn. The deposit is automatically renewed every 12 months.

2 How do I open a savings account?

  • It is possible to open a savings account in the Birbank application or branch. With the Birbank application, you can top up your balance at any time, from any card or account. You also have the opportunity to track your earnings from the app.

3 Do my earnings reset when I withdraw the money?

  • You can easily withdraw money from the account whenever you want. At this time, you do not lose interest income and get your deposit along with the interest income you earned.

4 What is the minimum deposit required?

  • There is no minimum amount requirement. You can also open an account with 0 AZN/USD. Even when withdrawing the entire amount, the account will remain active with a zero balance.

5 Is there any age restriction?

  • Anyone over the age of 18 can benefit from the Savings account.

How can you open a savings account at Birbank?

  • 1

    Enter the “More” section and go to the “Savings” section.

  • 2

    In the “Saving account” window that opens, click the “More details” button.

  • 3

    Click on the button “Open a savings account”.

  • 4

    Select the currency.

  • 5

    Sign the documents.

  • 6

    Your savings account is ready. Add the amount you want and start saving your money with high interest!

How can you open a savings account at Birbank?

Enter the “more” section and go to the “savings” section

In the “Saving account” window that opens, click the “more details” button

Click on the button “Open a savings account”

Select currency

Sign documents

Your savings account is ready. Add the amount you want and start saving your money with high interest!

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Kapital Bank

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"Kapital Bank" OJSC (Baku city, Nasimi district, Neftchilar avenue, 153) operates based on Bank License No. 244 dated November 5, 2018.