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What are the currencies of the "Savings account" product?

The "Savings account" product is currently offered in AZN and USD currencies.


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How can the "Savings account" be opened?

The opening, funding, partial withdrawal, and closure of the "Savings account" can be easily done both at Kapital Bank branches and via the Birbank mobile application.

To carry out this operation in the Birbank app:
Savings > Place your savings > Learn details > Open a savings account.

Note: Funding the "Savings account" is also possible through Birbank payment terminals.


How to

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What are the interest rates for the "Savings account"?

Currently, the annual interest rates for the "Savings account" are as follows:
🔸 AZN – 7%
🔸 USD – 2.5%


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What is the minimum amount for the "Savings account"?

The "Savings account" can be opened with 0 AZN/USD – that is, with a zero balance. This allows you to top up the account and start saving whenever you wish.


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How can funds be withdrawn from the "Savings account"?

Funds in the "Savings account" can be reduced or withdrawn at any time.
🔸 Minimum withdrawal amount: 0.01 AZN/USD
🔸 No minimum or maximum limit is applied to withdrawals
🔸 There is no loss of interest or penalty for early withdrawals

Note: If the withdrawal is made via the Birbank app, the amount is transferred to the selected card, and the deposit is made according to the current tariff of that card.


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Is there an age restriction for using the "Savings account" product?

Only customers who are 18 years old or older can use the "Savings account" product.


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