Credit Card Physical Damage Insurance (Card damage)

Renew your damaged or lost credit cards free of charge using Card damage services.

  • Insurance cost 1 AZN per year
  • Card update Can be renewed maximum 3 times

Information

  • Collateral risks: 
    • Risks of theft and robbery
    • Negative events and situations at ATMs
    • Fire risks
    • Natural disasters
    • Deliberate and intentional actions of third parties
    • Occurrence of losses
    • Other unexpected events
  • In case of physical damage or loss of the debit card, plastic cards are replaced by Bank with a new one free of charge at the request of the customer.
  • The card can be renewed maximum 3 times during the term of the insurance contract.
  • Insurance fee: 1 AZN per year (service fee is automatically deducted during the first use of the card).

The mentioned service, which can be used by Birbank Cashback, Birbank Umico, Birbank Miles installment card holders, comes into force after first usage of the card and is considered valid for 1 year. In case of physical damage or loss of bank cards under the scope of insurance conditions, the plastic cards are replaced with new ones free of charge at the request of the customer. The card can be renewed up to 3 times free of charge during 1-year insurance period. The annual insurance fee is 1 AZN. The risks of theft and robbery, negative events at ATMs, fire risks, natural disasters, intentional actions of third parties, the occurrence of losses, other unforeseen events are covered by insurance.