Birbank Star
With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, cashback from partners, and double VAT on QR payments, this is a simple and unique card with numerous benefits.
Order with one click!
Deposit
In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.
More details
Birbank
Transfer money any card through Birbank! Now you can easily send money from your phone to any bank card with Birbank.
More details
Birbank Cashback
A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.
Order with one click!Birbank Star
With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, cashback from partners, and double VAT on QR payments, this is a simple and unique card with numerous benefits.
Order with one click! 
Deposit
In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.
More details Birbank
Transfer money any card through Birbank! Now you can easily send money from your phone to any bank card with Birbank.
More details Birbank Cashback
A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.
Order with one click! 
Standard & Poor's assigned the following ratings to Kapital Bank:
BB • long-term rating for loans
B • short-term rating for loans
Stable • outlook
Moody’s Investors Service assigned the following ratings to Kapital Bank:
ba3 • Baseline credit assessment
Ba2 • Long-term Bank Deposit
Ba1 • Long-term Counterparty Risk Ratings
Positive • outlook
Updated: 03.07.2026
© 2026 «Kapital Bank» OJSC. All rights reserved
Kapital Bank OJSC (153 Neftchilar Avenue, Nasimi District, Baku) operates under Banking License No. 244 dated May 14, 2025.
