Questions from Customers

kart-sifaris-etmek Back
Ask a question
  • Man icon Emil Quliyev
  • Date: 7 January, 2022
  • Eye icon 6143

Your bank is on the list of banks issuing free cards in 2022. What are the bank cards you offer for free?

  • Kapital Bank Kapital Bank
  • Date: 17 July, 2024

You can get BirKart Cashback (Birbank Cashback), BirKart Miles (Birbank Miles), and BirKart Umico (Birbank Umico) installment cards offered by Birbank for free. You can buy Birbank installment cards with only an ID card, which allows you to get double VAT, cashback, miles, and heart bonuses in nearly 4,000 partner stores. You can use Birbank mobile application, Birbank.az, or the Kapital Bank website to get Birbank cards.

Birbank Cashback

A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

  • Up to 30% cashback and Double VATBonus
  • freePrice of the card
  • up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.3%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.9%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek