Questions from Customers

kart-sifaris-etmek Back
Ask a question
  • Man icon Fuad Əsgərli
  • Date: 10 September, 2021
  • Eye icon 4698

What are deposit terms and interests of Kapital Bank?

  • Kapital Bank Kapital Bank
  • Date: 20 July, 2024

Kapital Bank offers deposit products under two names: Demand deposits and Capital deposits. The minimal amount required to open a deposit in the bank is AZN/USD 500 for Capital deposits, and AZN/USD 100 for Demand deposits. High interest rates have been set for deposit accounts where you can place money in AZN and USD currencies. The annual interest rate is set at 8% for Capital deposits, 1% for Demand deposits in AZN and 0.01% in USD. To take advantage of high deposit rates and other benefits, apply by going to the nearest Kapital Bank branch or by calling 196.

Birbank Cashback

A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

  • Up to 30% cashback and Double VATBonus
  • freePrice of the card
  • up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.3%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.9%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek