Questions from Customers

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  • Man icon Fuad Əsgərli
  • Date: 10 September, 2021
  • Eye icon 8371

What are deposit terms and interests of Kapital Bank?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

Kapital Bank offers deposit products under two names: Demand deposits and Capital deposits. The minimal amount required to open a deposit in the bank is AZN/USD 500 for Capital deposits, and AZN/USD 100 for Demand deposits. High interest rates have been set for deposit accounts where you can place money in AZN and USD currencies. The annual interest rate is set at 8% for Capital deposits, 1% for Demand deposits in AZN and 0.01% in USD. To take advantage of high deposit rates and other benefits, apply by going to the nearest Kapital Bank branch or by calling 196.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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