Questions from Customers

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  • Woman icon Sədaqət Rzayeva
  • Date: 10 September, 2021
  • Eye icon 8725

I want to deposit money in Kapital Bank. Can you provide information about deposit interests?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

Kapital Bank offers two types of products for deposits. The annual interest rates for Capital and Demand deposits are as follows:

-        Annual 8% for Capital deposits

-        1% for Demand deposits in AZN and 0.01% in USD.

Deposit amount for deposit accounts where you can place money in AZN and USD currencies start from AZN/USD 500 for Capital deposits, and AZN/USD 100 for Demand deposits. To take advantage of the benefits provided by Kapital Bank, apply by going to the nearest branch or by calling 196.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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