Questions from Customers

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  • Man icon Elgün Şıxıyev
  • Date: 10 September, 2021
  • Eye icon 6555

What were deposit interests of Kapital Bank in 2022?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

•     Kapital Bank
•    Date: November 15, 2021
Kapital Bank offers two types of products for deposit accounts. The annual interest rates for deposits offered under two names - Capital and Demand deposits are set as follows;
-        8% for Capital deposits
-        1% for Demand deposits in AZN and 0.01% in USD.
You can easily cash the interest income you receive monthly or annually through deposit cards or use them in your cashless transactions. To take advantage of deposit accounts, apply by going to the nearest branch or by calling 196.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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