Kapital Bank offers its real estate secured loan product for those who want to get a loan with a home mortgage. The annual interest rate applied for a loan of up to 65% of the real estate (up to AZN 70 000) starts from 18%. The collateral for the loan can be an individual house, a country house, an apartment in a building (newly built since 1970), and a non-residential area. You can order a loan online that can be obtained by Kapital Bank and other banks’ salary and pension cardholders.