Questions from Customers

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  • Man icon Firidun Qayıbov
  • Date: 31 August, 2021
  • Eye icon 46762

What is a debit card? What benefits do your debit cards have?

  • Kapital Bank Kapital Bank
  • Date: 18 July, 2024

The debit card allows you to make cashless transactions anytime and promises high security. Debit cards provided by Kapital Bank let you make convenient, reliable transactions and earn bonuses, cashback or miles simultaneously. BirKart Cashback debit card  (Birbank Cashback debit card) allows you to earn cashback from purchases in nearly 4000 partner stores. It is enough to fill in the online application form to access card benefits.

 

Birbank Cashback

A unique card that offers a 2x VAT refund, free transfers from personal funds, cashback up to 30%, and when used as an installment card — up to 24 months of interest-free installments and a grace period of up to 63 days.

  • Up to 30% cashback and Double VATBonus
  • freePrice of the card
  • up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.3%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Starting from 1.9%Cashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
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