Questions from Customers

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  • Man icon Firidun Qayıbov
  • Date: 31 August, 2021
  • Eye icon 62946

What is a debit card? What benefits do your debit cards have?

  • Kapital Bank Kapital Bank
  • Date: 24 May, 2025

The debit card allows you to make cashless transactions anytime and promises high security. Debit cards provided by Kapital Bank let you make convenient, reliable transactions and earn bonuses, cashback or miles simultaneously. BirKart Cashback debit card  (Birbank Cashback debit card) allows you to earn cashback from purchases in nearly 4000 partner stores. It is enough to fill in the online application form to access card benefits.

 

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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