Questions from Customers

debet-kart-nedir Back
Ask a question
  • Woman icon Xoşqədəm Şirəlizadə
  • Date: 31 August, 2021
  • Eye icon 6878

What is a debit card? Is BirKart Umico provided by the bank debit card?

  • Kapital Bank Kapital Bank
  • Date: 10 October, 2024

A debit card is a plastic bank card used to make cashless payments and withdraw or deposit cash through an ATM. These cards, which allow you to make fast transactions, ensure that you make safe and convenient transactions. BirKart Umico (Birbank Umico) is presented in two types: installment and debit cards. BirKart Umico (Birbank Umico), provided by Kapital Bank, is a debit card product that allows you to earn cashback from your purchases with interest starting from 1.5%. To benefit from bank cards, apply online to get a card.

Birbank Star

Our new card with a credit line up to 30,000 ₼ has everything you need, from simplicity and convenience to cashback and 2x VAT refund. Plus…

  • Complicated calculationsNone
  • InterestNone
  • CommissionsNone
Order
debet-kart-nedir

Birbank Cashback

Birbank card will give you up to 30% cashback, free transfer and withdrawal, double VAT and other benefits.

  • Up to 30% cashback and Double VATBonus
  • freePrice of the card
  • up to 63 daysGrace period
Order
debet-kart-nedir

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
debet-kart-nedir

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
Order
debet-kart-nedir

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
debet-kart-nedir