Questions from Customers

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  • Woman icon Pəri Muradova
  • Date: 10 September, 2021
  • Eye icon 8055

I am researching the interests for depositing money in a bank. Can I get information about the interests determined for deposits in your bank?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

You can make your cash funds more profitable with the high interest rates applied by Kapital Bank for deposits. Interest rates for Capital and Demand deposit products offered by the bank are set as follows:

  • 8% for Capital deposits
  • 1% for Demand deposits in AZN and 0.01% in USD. 

 Minimum deposit amount for Capital deposit is AZN/USD 500; and for Demand deposit – AZN/USD 100. To take advantage of deposit accounts, apply by going to the nearest branch or by calling 196.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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