Get ready for the school year with BirKart and win a laptop!



Kapital Bank has launched a traditional “Back to school” campaign for BirKart owners. According to the terms, BirKart holders will have the opportunity to win a laptop by making purchases in installments in a number of partner stores (stationery, books, school and office supplies, watches, clothing, shoes, perfumes and cosmetics).

During the campaign, which will run until October 8, 2020, each week, the 10 BirKart owners who have completed the largest number of installment transactions will be the winners. The winners will be determined by the total number of installment transactions made within the week.

Winners will be determined in the following periods: September 10-17, September 18-24, September 25-October 1 and October 2-8. The campaign will cover a total of 40 winners. Each Birkart owner can be a winner only once.

It should be noted that the BirKart card is presented in four types — BirKart (classic installment card), BirKart Cashback (installment card/cashback), BirKart Miles (installment/miles) and Umico. BirKart has a number of advantages, such as: obtaining an installment for up to 18 months, up to 40 days of interest-free loan in case of one-time payment, withdrawing the entire amount in cash and possibility to receive from 1,5% to 30% of cashback when paying for products and services. SMS notification service is provided free. In total, there are about 7500 partner network points of BirKart in the country and their number is constantly growing.

For more detailed information about BirKart please refer to, 196 Call Centre or the cards’s Facebook page You can also order BirKart by sending "1" to 8196 short number or contacting (+994 51) 250 99 99 via WhatsApp.