Changes regarding Birbank cards

Starting from July 1, 2025, there will be changes to the commission fees applied to the use of personal funds beyond the credit limit on debit and credit cards issued by Kapital Bank. Specifically, once customers exceed the monthly limit of 5000 AZN on their Birbank cards, a 1% commission fee will be charged for cash withdrawals at Kapital Bank ATMs and transfers to local bank cards.

Please note that these changes do not apply to transactions made with salary, pension, or social benefit cards.

Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 118 branches and 54 departments all over the country. For more detailed information about the bank’s products and services, please refer to https://kapitalbank.az website, 196 Call Centre or the bank’s various social network pages. To apply for a consumer loan visit https://kbl.az/prgtk, for a Birbank installment card visit https://kbl.az/prcrc.