Changes regarding Birbank cards


Starting from July 1, 2025, there will be changes to the commission fees applied to the use of personal funds beyond the credit limit on debit and credit cards issued by Kapital Bank. Specifically, once customers exceed the monthly limit of 5000 AZN on their Birbank cards, a 1% commission fee will be charged for cash withdrawals at Kapital Bank ATMs and transfers to local bank cards.

Please note that these changes do not apply to transactions made with salary, pension, or social benefit cards.

Birbank, known for delivering the latest digital innovations and banking products, serves its customers through its mobile app with over 3 million active users, 118 branches, and 54 departments, making it the largest branch network in Azerbaijan. Until 2025, the bank operated under the name Kapital Bank, the country’s first bank and it’s a part of Pasha Holding. Kapital Bank continues its activities as a financial institution. For more information about the bank’s products and services, you can visit https://birbank.az/, call the 196 Information Center, or reach out through the bank’s various social media pages.