- AZN 300 to AZN 20 000 Amount of loan
- min. 3 months - max. 59 months Loan period
- Start with 13% Annual interest rate
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- People who get salary or pension from Kapital Bank can get loans
- Age limits - 18-70
- Work experience requirement: work experience at the last place of work - 3 months. Whose salary/pension card doesn't belong to Kapital Bank - 6 months. There is no such requirement for retirees.
- A guarantor may be required in special cases
- Loans may also be issued to persons who have also obtained loans from other banks
- People who have official income
- Identity card (additional military card for militaries)