BirKart holders can get voluntary health insurance from PASHA Insurance in installments



BirKart owners can pay the cost of voluntary health insurance for individual clients from PASHA Insurance in installments over several months. The insurance premium can be paid in 3, 6, 9 or 12 installments, provided that the installment period should not exceed the validity period of the product.

When paying in installments, no additional fees or interests are applied to the insurance premium. To pay by installment, customers need to visit the head office of PASHA Insurance, the Port Baku office, the Sumgayit or Ganja branch and make a payment through a POS-terminal.

The voluntary health insurance product is offered in three packages: “Gold”, “Silver”, and “Classic+”. Customers can get insurance coverage in the amount of 20,000 manats by paying 1,050 manats for the “Gold” package, 15,000 manats by paying 840 manats for the “Silver” package and 10,000 manats by paying 645 manats for the “Classic +” package.

It should be noted that the BirKart card is presented in four types — BirKart (classic installment card), BirKart Cashback (installment card/cashback), BirKart Miles (installment/miles) and BirKart Umico (installment/Umico). BirKart has a number of advantages, such as: obtaining an installment for up to 18 months, up to 40 days of interest-free loan in case of one-time payment, accumulation of miles that can be redeemed for any air ticket and possibility to receive from 1,5% to 30% of cashback when paying for products and services. SMS notification service is provided free. BirKart has more than 7500 partner stores all over the country and this number is constantly growing.

For more detailed information about BirKart please refer to, 196 Call Centre or the cards’s Facebook page BirKart can be ordered by sending “1” to 8196 short code or contacting (+994 51) 250 99 99 via WhatsApp.