Save on interest: apply online for a lower-rate loan with Birbank



Good news for those who wish to get a cash loan on favorable terms. Kapital Bank offers up to 5% off on the annual rate for loans issued through online channels.

To get a discount, you need to apply for a loan through the Birbank digital bank, or websites, without visiting the bank’s branches. To apply for a loan online, you just need to enter your mobile phone number and the FIN code of your identity card, the whole process will take only 2-3 minutes.

Customers with credit obligations in other banks can also benefit from a lower interest rate. Anyone who receives a salary on a Kapital Bank card or a card of any other bank can take a cash loan up to AZN 30,000 for up to 59 months. The offer will last until May 15, 2023. To apply or find out more details on the terms of the loan, please visit

Kapital Bank, the country's first bank, is part of PASHA Holding. Kapital Bank has the largest service network in Azerbaijan with 114 branches and 25 departments all over the country. For more detailed information about the Bank’s products and services, please refer to website, 196 Call Centre or the Bank’s various social network pages. To apply for a consumer loan visit, for a Birbank installment card visit