The limit of loan amount

300 AZN - up to 60% of the insurance deposit

The annual interest rate


Duration of the loan

min of 1 month – max of 12 months

Type of payment

Annuitet (equated monthly installment)

Required documents

ID card

Military serviceman’s card

ID card for foreign citizens


Age limit: minimum of 18 years old

Registration: not required

Place of work: not required

Loan security: insurance deposit in USD or EUR

You can get a loan in exchange for a deposit with the secured manat loan included in this credit category and provided by Kapital Bank. This loan product, which is taken in exchange for placing a deposit in dollars or euros in the bank, is offered at lower interest rates. The term of the secured manat loan varies depending on the term of the deposit. All you need to do to get a loan from the bank is to fill out the online order form. You can apply with a single ID card to get the loan product.