• Identity card (additional military card for militaries)

• People who get salary or pension from Kapital Bank can get loans

• Age limits - 18-70

• Work experience requirement: work experience at the last place of work - 3 months. Whose salary/pension card doesn't belong to Kapital Bank - 6 months. There is no such requirement for retirees.

• A guarantor may be required in special cases

• Loans may also be issued to persons who have also obtained loans from other banks

• People who have official income