Deposit amount

from 500 AZN/USD

Maximum interest rate

10%*

Əmanət kalkulyatoru

You can increase the amount up to half of the period along with a high interest rate with Kapital deposit.

Monthly

End of period

3 month 6 month 12 month 18 month 24 month 36 month
  • Gross interest income

    3 200

The calculation does not take into account the conditions for 10% tax on interest income.

Terms

Deposit period – 3, 6, 12, 18, 24, 36;

Minimum amount – 500 AZN/USD;

Maximum amount – no limit;

Interest payments – monthly or at the end of deposit period;

Adding funds to the deposit – up to 1 month (30 calendar days) before the end date of the contract; amount added must be at least 100 AZN/USD;

According to changes to the Tax Code (Article 102.1.22), which entered into force on January 1, 2024:
- If, when placing a deposit in manat for a period of 18 months or more, you choose monthly interest payment or payment at the end of the term, income on the deposit is completely exempt from tax in the amount of 10%;
- If, when placing a deposit in manats for a period of less than 18 months, you choose the payment at the end of the term, monthly interest is conditionally calculated and part of this amount up to 200 AZN is exempt from 10% tax;
- If, when placing a deposit in manats for a period of less than 18 months, you choose monthly interest payments, part of the income from interest on the deposit up to 200 manats is exempt from 10% tax;
- Taxes on interest income for deposits in manats placed before January 1, 2024 are calculated in the same order as before the changes.

Upon the automatic extension of a deposit, the terms of the campaign are not valid.

*Terms marked with an asterisk apply to deposits placed before May 31 as part of the campaign.

Interest rates

Deposit period (months) Monthly payment of interest Payment of interest at the end of the period
AZN
USD
AZN
USD
12
6.0%
6.5%
0.1%
18
6.5%
7.0%
24
7.0%
0.2%
7.5%
0.3%
36
7.5%
0.4%
8.0%
0.5%