Deposit kartı

  • Deposit amount from 500 AZN/USD
  • Maximum interest rate 9%*

Kapital deposit calculator

In addition to obtaining high interest on a "Kapital deposit", you can increase the deposit amount until 1 month (30 calendar days) remains before the expiration date of the contract.


End of period

12 month 18 month 24 month 36 month
  • Gross interest income

    3 200


  • Deposit period – 12, 18, 24, 36;
  • Minimum amount – 500 AZN/USD;
  • Maximum amount – no limit;
  • Interest payments – monthly or at the end of deposit period;
  • Adding funds to the deposit – up to 1 month (30 calendar days) before the end date of the contract; amount added must be at least 100 AZN/USD;
  • According to Article 102.1.22 of the Tax Code, as from February 1, 2023, a 10% tax will be charged on deposit interest for individuals;
  • *Terms marked with an asterisk apply to deposits placed before January 31 as part of the campaign.

Interest rates

Depozit müddəti (aylar üzrə) Aylıq Müddətin sonunda
12 * 8% 3,0% 9% 3,3%
18 6,5% - 7% -
24 7% 3,1% 7,5% 3,4%
36 7,5% 3,2% 8% 3,5%

If the annual interest rate for deposit is higher than the interest rate on the secured deposits specified by Deposit Insurance Fund, then at the request of the client, deposit can be accepted at the rate of the secured deposits determined by the Deposit Insurance Fund (provided that a client has presented his/her consent application).

Deposit replenishment

Deposit replenishment through Kapital Bank payment terminal

Select "Choose the banking service" menu in the Kapital Bank payment terminal


Select "Deposit replenishment" service among the banking services


Enter the payer's PIN code and the CIF of the deposit


Select the corresponding contract number to replenish the deposit


Check the consistency of data


Insert the cash into the terminal and confirm the payment