Cards
Experience the convenience of cashless payments. Make payments quickly and securely, and enjoy the benefits of Birbank cards.

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.
- Complicated calculations None
- Annual Interest None
- Shopping commission None

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.
- Up to 30% cashback and double VAT offer up to 7500 partners

Umico bonuses and 2x VAT on payments . The choice of several bonus categories every month, 2x VAT refund on QR payments
- Umico bonuses and 2x VAT on payments The choice of several bonus categories every month, 2x VAT refund on QR payments

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.
- 1 AZN = 1 Mile up to 7500 partners

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.
- More Umico bonuses from payments The choice of several bonus categories every month