Kapital Bank offers favorable interest rates for daily consumer loans, allowing you to easily meet your cash needs. Except in special cases, interest rates start from 21% per annum applicable to the cash loan you can get without a guarantor. The online loan application service provided by the bank allows you to get a loan without a guarantor just by entering the FIN code of your ID card without going to the bank. To confirm the loan application, you can use the on-site service or confirmation via video call services provided by the bank.