Kapital Bank offers a Cash consumer loan for pensioners. Anyone getting a pension from Kapital Bank or any other banks can get this loan product. Cash loan up to 30 000 AZN for 59 months is provided without a guarantor except in special cases. You can apply online for this loan designed for individuals under 70 by entering the PIN-code of your ID card. Upon successful completion of your application, you can use video call approval or on-site approval services offered by Kapital Bank for the approval process. On-site approval is made by the loan officer’s visiting the house or workplace of the customer for the approval of the application.