Questions from Customers

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  • Man icon Adil Qarayev
  • Date: 25 April, 2022
  • Eye icon 8903

How can I apply for a Kapital Bank card?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

You can take advantage of the online services offered by the bank to apply for debit and credit cards provided by Kapital Bank. So, by going to the online card order page, you can complete your plastic card order by entering the PIN code of your ID card and your contact number. To buy a BirKart Installment card (Birbank Installment card) and debit cards, you can use the Birbank mobile application and the birbank.az website. You can complete your order for the appropriate card in the cards section by switching to the products page.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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