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  • Man icon Lətif Zeynalov
  • Date: 1 December, 2021
  • Eye icon 5129

Does Kapital Bank provide unsecured business loans?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

Kapital Bank offers business loans to individual entrepreneurs and legal entities to easily meet their cash needs for business. The maximum amount for loans with annual interest rates starting from 12% in national currency and 8% in foreign currency is determined by the scope of your business. In provision of loans, the interest rate and commission fees are determined based on an individual approach. It is provided under an equal monthly installment payment schedule with minimum documentation requirements. Kapital Bank has set minimum documentation requirements for obtaining a loan provided under an equal monthly installment payment (annuity payment). To get a business loan, all you need to do is to fill out an online order form.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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