Questions from Customers

kart-sifaris-etmek Back
Ask a question
  • Man icon Ağalar Qurbanov
  • Date: 10 September, 2021
  • Eye icon 7241

I have searched about interest rates for investing money in banks. What is the deposit interest rate in Kapital Bank?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

Kapital Bank offers its customers two types of deposit products: Capital and Demand deposits. Interest rates for deposit accounts where you can place money in two currencies - AZN and USD, vary depending on the amount and term of the deposit. Initially, the annual interest rate is set at 8% for Capital deposits, 1% for Demand deposits in AZN and 0.01% in USD. To take advantage of high deposit interest rates and special benefits, open a deposit account by going to the nearest Kapital Bank branch or by calling 196.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
Order
kart-sifaris-etmek

Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
Order
kart-sifaris-etmek

Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek

Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
kart-sifaris-etmek