Question 1

Your bank has been recommended to me while searching on banks providing cash loan. On which terms do you offer a loan?

Accepted Answer

Kapital Bank offers a cash loan on favorable loan terms. Cash loans allow meeting your needs regardless of its usage purpose in a timely manner. Anyone having an official income can get a cash loan for a period of 59&nbsp;months&nbsp;at interest rates starting from 15%. Maximum loan amount is determined 30.000 AZN. Please follow the link for detailed information on loan terms.

Question 2

What are Kapital Bank’s loan terms?

Accepted Answer

Kapital Bank offers cash consumer loan, secured loan in manat and savings secured loan products on favorable terms. Terms of mortgage loans designed for individuals who want to have a new apartment vary depending on the type of mortgage products. Please go to Loans category for detailed information on loan terms.

Question 3

Does Kapital Bank offer apartments by internal loans?

Accepted Answer

Yes, Kapital Bank offers internal mortgage loans for individuals who want to have a new apartment. You can get mortgage loans up to 250&nbsp;000 AZN at interest rates starting from 5% for a period of 20 years. The maximum loan amount for apartments purchased from partner construction companies allowing you getting apartments of new and old buildings is 50&nbsp;000 AZN. Anyone having an official income and working with TIN can get internal mortgage loans. The minimum down payment is 20%. Please follow the link to apply for an internal mortgage loan.

Question 4

I want to get a loan by mortgaging a house. Which loan product should I apply for?

Accepted Answer

Real estate secured loan products offered by Kapital Bank allows you getting a cash loan by mortgaging property. The loan amount can be up to 65% of the property for a period of 7 months. Collateral for the loan can be a private house, a summer residence, an apartment (the building must be constructed after 1970) and non-residential premises. Apply online for this loan product that can be obtained by salary or pension card holders of any other banks.

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