Kapital Bank

Kapital Bank - Birinci Bank

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Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Star

Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback
    and Double VAT option    Bonus
  • up to 63 daysGrace period of
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Birbank Cashback Kartlar

Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles Kartlar, Mil Kartlari

Birbank Umico Premium

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
Order
Birbank Umico Premium

Cash consumer loan

Make your dreams come true and meet your needs with cash loan up to 50 000 AZN

  • Up to 50 000 AZN Credit amount
  • Up to 59 months Credit period
  • From 10.9% Annual interest rate
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Calculator

Cash Loan Birbank card Deposit

Cash loan

We offer our customers easy cash loans.

% dərəcəsi rəsmiləşmə zamanı müəyyən olunacaq
300 50 000
10.9 % 39.8 %
3 month 59 month

Monthly payment for cash loan

1766.18 ₼

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Birbank card

We offer our clients an installment card they can get without effort.

Cashing

Installment

500 10 000
3 Month 24 Month

Monthly payment

0 ₼

Deposit calculator

In addition to high interest rates, you can increase the deposit amount until there is 1 month (30 calendar days) left on the contract.

Monthly

End of period

1 month 3 month 6 month 12 month 18 month 24 month 36 month

  • Gross interest income

    3 200 ₼

The calculation does not take into account the conditions for 10% tax on interest income.

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Online loan

Get a loan without visiting the bank and wasting time in queues.

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Online loan

Human Resources

If you want to join Kapital Bank's professional team, we invite you to apply for the vacancy. We offer you an interesting and promising job in a dynamic environment.

More details
Human Resources

News

All news

01

July

Kapital Bank’s “PO Growth” development program trains future product managers

30

June

New appointments at Kapital Bank

25

June

Inauguration ceremony of “8 November” Power Plant held in Mingachevir

25

June

“FINTEX SUMMIT 2025” concludes with Kapital Bank as a strategic partner

24

June

Discover the world of investments with Birbank Invest – earn more!

21

June

The 6th Promotional exhibition of local companies сoncludes with the support of Kapital Bank

Currency calculator

Rates may differ on some branches

Currency Buy Sell
USD 1.697 1.702
EUR 1.9659 2.0277
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Enter amount

58.75 USD
49.32 EUR
More details