Raise your income
with higher interest rate
Raise your income
with higher interest rate
Advantages
Period
Up to 36 months
Need to know
Your deposits will now bring you more income!
Because we have increased the interest rate on deposits in AZN up to 10%. This means that your deposit in manats will bring you more profit in less time.
What are the terms of the campaign?
- You can place a deposit at Kapital Bank in both AZN and USD currencies for a period of 3, 6, 12, 18, 24 or 36 months;
- You can deposit a minimum amount of 500 AZN/USD. There are no restrictions on the maximum amount;
- You can withdraw deposit income monthly or at the end of the term;
- You can increase the deposit amount up to 1 month (30 calendar days) before the end of the contract at any time in the amount of 100 AZN/USD;
-
According to changes to the Tax Code (Article 102.1.22), which entered into force on January 1, 2024:
- If, when placing a deposit in manats for any period, you choose monthly interest payment, monthly interest income up to 200 AZN is exempt from 10% tax;
- If, when placing a deposit in manats for 18 months or more, you choose the payment of interest at the end of the term, interest income on the deposit is completely exempt from 10% tax for 3 years;
- If, when placing a deposit in manats for a period of less than 18 months, you choose the payment of interest at the end of the term, monthly interest is conditionally calculated and part of this amount up to 200 manats is exempt from 10% tax;
- Taxes on interest income for deposits in manats placed before January 1, 2024 are calculated in the same order as before the changes.
- You can place a deposit in both currencies at the branches and divisions of Kapital Bank.
* The above conditions apply to deposits placed during the campaign until May 31.
| Period | Monthly | End of period | ||
| Up to 20 000 | Over 20 000 | Uo to 20 000 | Over 20 000 | |
| 3* | 4% | 4% | 5% | 5% |
| 6* | 9% | 7% | 10% | 8% |
| 12* | 8% | 8% | 9% | 9% |
| 18* | 7% | 7% | 8% | 8% |
| 24* | 7% | 7% | 8% | 8% |
| 36* | 7% | 7% | 8% | 8% |
*Terms marked with an asterisk apply to deposits placed before May 31 as part of the campaign.
| Period | Monthly | End of period | ||
| Over 50 000 | Up to 50 000 | Over 50 000 | Up to 50 000 | |
| 12 | 3,0% | 3,9% | 3,3% | 4% |
| 24 | 3,1% | 3,1% | 3,4% | 3,4% |
| 36 | 3,2% | 3,2% | 3,5% | 3,5% |
Need to know
About campaign
Your deposits will now bring you more income!
Because we have increased the interest rate on deposits in AZN up to 10%. This means that your deposit in manats will bring you more profit in less time.
What are the terms of the campaign?
- You can place a deposit at Kapital Bank in both AZN and USD currencies for a period of 3, 6, 12, 18, 24 or 36 months;
- You can deposit a minimum amount of 500 AZN/USD. There are no restrictions on the maximum amount;
- You can withdraw deposit income monthly or at the end of the term;
- You can increase the deposit amount up to 1 month (30 calendar days) before the end of the contract at any time in the amount of 100 AZN/USD;
-
According to changes to the Tax Code (Article 102.1.22), which entered into force on January 1, 2024:
- If, when placing a deposit in manats for any period, you choose monthly interest payment, monthly interest income up to 200 AZN is exempt from 10% tax;
- If, when placing a deposit in manats for 18 months or more, you choose the payment of interest at the end of the term, interest income on the deposit is completely exempt from 10% tax for 3 years;
- If, when placing a deposit in manats for a period of less than 18 months, you choose the payment of interest at the end of the term, monthly interest is conditionally calculated and part of this amount up to 200 manats is exempt from 10% tax;
- Taxes on interest income for deposits in manats placed before January 1, 2024 are calculated in the same order as before the changes.
- You can place a deposit in both currencies at the branches and divisions of Kapital Bank.
* The above conditions apply to deposits placed during the campaign until May 31.
Interest rate (AZN)
| Period | Monthly | End of period | ||
| Up to 20 000 | Over 20 000 | Uo to 20 000 | Over 20 000 | |
| 3* | 4% | 4% | 5% | 5% |
| 6* | 9% | 7% | 10% | 8% |
| 12* | 8% | 8% | 9% | 9% |
| 18* | 7% | 7% | 8% | 8% |
| 24* | 7% | 7% | 8% | 8% |
| 36* | 7% | 7% | 8% | 8% |
*Terms marked with an asterisk apply to deposits placed before May 31 as part of the campaign.
Interest rate (USD)
| Period | Monthly | End of period | ||
| Over 50 000 | Up to 50 000 | Over 50 000 | Up to 50 000 | |
| 12 | 3,0% | 3,9% | 3,3% | 4% |
| 24 | 3,1% | 3,1% | 3,4% | 3,4% |
| 36 | 3,2% | 3,2% | 3,5% | 3,5% |
Kapital deposit calculator
You can increase the amount up to half of the period along with a high interest rate with Kapital deposit.
Monthly
End of period
-
-
Gross interest income
3 200 ₼
The calculation does not take into account the conditions for 10% tax on interest income.
"Kapital Bank" ASC Azərbaycan Republikasının Maliyyə Bazarlarına Nəzarət Palatasının 05 noyabr 2018-ci il tarixli 244 nömrəli Bank Lisenziyası əsasında fəaliyyət göstərir.