Cards
Experience the convenience of cashless payments. Make payments quickly and securely, and enjoy the benefits of Birbank cards.

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.
- Complicated calculations None
- Annual Interest None
- Shopping commission None

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.
- Up to 30% cashback and double VAT offer
- up to 7500 partners

Umico bonuses and 2x VAT on payments . The choice of several bonus categories every month, 2x VAT refund on QR payments
- Umico bonuses and 2x VAT on payments
- The choice of several bonus categories every month, 2x VAT refund on QR payments

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.
- 1 AZN = 1 Mile
- up to 7500 partners

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.
- More Umico bonuses from payments
- The choice of several bonus categories every month

Visa Infinite is a VIP card combining all of a Visa card features.
- VIP
- Card price for 3 years

More than just a travel or rewards credit card. Mastercard World Elite is a personalized service that can help you experience life's most memorable moments. Anytime, anywhere in the world.
- Elite
- Card price for 3 years

- VIP
- Fərdi Bankçılıq paketi üzrə

TələbəPlus for students is an entrance card for higher education institutions, as well as a scholarship and a debit card.
- Great cashback and discounts
- Special advantages for students
You can make fast payments anywhere in Azerbaijan through debit cards that support international payment systems. Visa and MasterCard debit card products offered by Kapital Bank allow you to make safe transactions. With Kapital Bank's NFC and Apple Pay function, you can make quick payments anywhere, even if you do not have your card physically with you. With the Birbank mobile application, you can monitor your transactions, manage your budget optimally, monitor card receipts and expenses, and make utility and landline payments. As well, as a Birbank user, you can get the opportunity to own a Digital card free of charge. To acquire a money card, you must apply online from the Birbank app, Kapitalbank. az or Birbank.az. You must fill in the application with relevant information to get the Debit card. You can get the debit card within three working days after application.