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Kapital Bank offers various deposit options tailored to your needs. Whether in manat or foreign currency, you can receive interest on a monthly basis or at the end of the term. You can also increase or decrease your deposit amount as desired.

The available deposit types are:

• Kapital Deposit
• "Upon request" deposit

Automatic renewal is when, after the maturity of your deposit, if you do not withdraw it, the bank automatically renews it with the same terms or according to the new terms effective for that period.
NOTE: The interest calculated for the previous period is not added to the new deposit amount.

• For the Kapital Deposit, the minimum amount is 500 AZN/USD;
• For the "Upon request" deposit, the minimum amount is 100 AZN/USD.

If you do not withdraw your deposit after the term ends, the deposit will be automatically extended.
• With the same terms – If the interest rate and terms of the previous period are still valid, it will be extended with the same terms.
• With new terms – If there are changes in the terms, the deposit will be extended with the new terms set by the bank.

NOTE: The interest earned will not be added to the deposit amount.

For Kapital deposit:
• If you withdraw the deposit before the agreed term, interest will be paid at an annual rate of 1% for AZN deposits.
• No interest is paid for foreign currency (USD) deposits.
• The minimum withdrawal amount is 100 AZN/USD.
• The Kapital deposit can be reduced down to 500 AZN/USD.
• If AZN deposits are withdrawn within 30 calendar days, no interest will be paid.

For "Upon request" deposit:
• The minimum withdrawal amount is 100 AZN/USD.
• The deposit can be reduced until a minimum of 100 AZN/USD remains.

A deposit safe is a specialized box offered to protect and ensure the security of valuable items such as jewelry, securities, money, and other possessions. It is the safest and most convenient way to store valuable belongings.

Features and Benefits:
• Security
• Confidentiality
• Low cost

You can rent a deposit safe at the following Kapital Bank branches:
• Central Branch
• Ganjlik Branch
• Sabail Branch
• Ganja Branch

To open a deposit account, you can visit the nearest branch and apply.