Questions from Customers

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  • Woman icon Hədiyyə Əliyeva
  • Date: 10 September, 2021
  • Eye icon 5835

I want to use Western Union system to transfer money to a foreign bank card. How much are your commissions?

  • Kapital Bank Kapital Bank
  • Date: 5 May, 2025

You can make transactions in 5 minutes via the Western Union system, which allows you to make secure money transfers. Kapital Bank charges a fee of 0.01 - 200.00 - 3$, and 200.01 and above - 1.5% for the use of the service. You can make transfers to foreign bank cards using the service where you can make transfers only in USD. The amount limit for one transaction is set at USD 7400.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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