Questions from Customers

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  • Woman icon Elmira Neymətova
  • Date: 31 August, 2021
  • Eye icon 15878

What are the NFC cards you offer, what are they used for?

  • Kapital Bank Kapital Bank
  • Date: 10 June, 2025

NFC - Near Field Communication is a new generation wireless communication technology. NFC, which allows you making contactless payments, verification and other transactions, makes daily life much easier. This technology, which can work at short distances, is activated by scanning NFC tags to the reader. You can make any payments without the physical presence of your card using Kapital Bank NFC pay service. To use the NFC function, which is only available for Android users, simply add your bank card to the NFC cards section of Birbank mobile application.   

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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