Questions from Customers

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  • Woman icon Çimnaz Neymətova
  • Date: 1 December, 2021
  • Eye icon 28859

What is conversion? What are the conversion services of Kapital Bank?

  • Kapital Bank Kapital Bank
  • Date: 14 May, 2025

Conversion is to convert one type of currency into another at the current exchange rate. Kapital Bank provides convenient settlement and cash services in manat and foreign currencies to cardholders as part of conversion services. It also offers the consulting service you need in this area. Settlement and cash operations provided by the bank cover the implementation of various types of cash and non-cash transactions. Cash operations are regulated by the bank`s current tariffs and the Agreement signed between the parties.   
 
 

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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