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  • Man icon Fəxrəddin Cəfərov
  • Date: 31 August, 2021
  • Eye icon 13963

You were recommended as the bank with the best debit card offers. What debit cards do you offer?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

Birbank debit card products allow you to make your cashless purchases effortlessly. BirKart Umico (Birbank Umico) bonus debit card will enable you to earn bonuses and cashback from your buys, BirKart Miles (Birbank Miles) cards help you earn miles, and Visa and Mastercard premium cards allow you to enjoy your transactions in all countries of the world by giving you unique opportunities. Adding your cards to the Birbank mobile application allows you to manage your funds and perform bank transactions quickly and conveniently. To have more information about debit card options and the benefits they give you, go to the Cards section.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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