Questions from Customers

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  • Man icon Bəkir Zəkiyev
  • Date: 10 September, 2021
  • Eye icon 15795

What is deposit and what are deposit interest rates in banks for 2022? What are deposit interest rates in Kapital Bank?

  • Kapital Bank Kapital Bank
  • Date: 9 June, 2025

You can make your investment more profitable with deposit products at high interest rates offered by Kapital Bank. You can put cash in AZN and USD on your deposit accounts provided in two types – Kapital and “Upon Request”. Deposit interest rate is 8% for Kapital deposit, and annual interest rate is 1% in AZN and 0.01% in USD for “Upon Request” deposit.

Birbank Star

With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.​

  • Complex calculations​No
  • Annual interest​No
  • Shopping commission​No
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Birbank Cashback

This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.​

  • Up to 30% cashback <br/>and Double VAT optionBonus
  • up to 63 daysGrace period of
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Birbank Umico

Umico bonuses and 2x VAT on payments​ . The choice of several bonus categories every month, 2x VAT refund on QR payments​

  • Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Miles

A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.

  • 1 AZN = 1 MileAccumulation of miles
  • FreeCard price
  • Up to 63 daysGrace period
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Birbank Umico

It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.

  • More Umico bonuses from paymentsCashback
  • FreeCard price
  • Up to 63 daysGrace period
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