Questions from Customers
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Akif Rəhimli - Date: 1 December, 2021
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40264
- Subject: Business
What is beneficiary? What is beneficiary account opened in Kapital Bank?
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Kapital Bank - Date: 9 June, 2025
Beneficiary - Customer - means an individual who owns a legal entity, exercises control and management, along with benefiting from it and has influence in decision-making. The beneficiary-customer concept arising from the guarantees provided by Kapital Bank is to minimize the risks in case of non-fulfillment of contractual obligations due to deterioration of the buyer`s financial condition, as well as to receive funds quickly and simply in case of breach of contractual obligations by the buyer.
For more details about the obligations assumed for beneficiary-customer, go to Guarantees.
Birbank Star
With a credit line of up to 30,000 ₼, unlimited cash withdrawals and transfers, up to 30% cashback, and double VAT on QR payments, this is a simple and unique card with numerous benefits.
Birbank Cashback
This card offers you abundant bonuses, fast and easy payment options, free transfers, and cash withdrawals, as well as various other valuable benefits.
Birbank Umico
Umico bonuses and 2x VAT on payments . The choice of several bonus categories every month, 2x VAT refund on QR payments
Birbank Miles
A unique card that gives a bonus of 1 mile per 1 AZN for cashless payments with the card, free air travel, interest-free and commission-free installments.
Birbank Umico
It is a unique card jointly presented by Kapital Bank and Umico, designed for daily shopping, combining credit and installment card opportunities and the opportunity to earn additional Umico bonuses.
