Question 1

To whom privileged mortgage is provided in Kapital Bank?

Accepted Answer

Kapital Bank offers two types of privileged mortgage loans &ndash; State Mortgage and MIDA mortgage at annual maximum 4% interest rate for customers. You just need to fill in the online application form to get this loan product designed for family members of martyrs, National Heroes (himself/herself, spouse and children), IDP or equivalent, individuals who have served in public service at least for 3 years, as well as individuals who have served in the special position of the public service, individuals who have worked in the public secondary schools at least for 3 years, individuals having Doctor of Science degree, individuals who have served in public service at least for 15 years, as well as individuals who have served in the special position of the public service and included in the privileged category.

Question 2

I want to get an interest-bearing loan from your bank, which documents are required?

Accepted Answer

Kapital Bank offers a cash consumer loan at favorable interest rates. The cash loan that you can apply for by entering the PIN-code of your ID card is designed for individuals getting salary/pension in Kapital Bank or any other banks. Those who have a loan in other banks can also apply for to get this loan. You just need to fill in the online order form as an initial application for the loan.

Question 3

I want to get an interest-bearing loan from your bank, how can I apply?

Accepted Answer

Kapital Bank offers a cash consumer loan for individuals getting a salary from Kapital Bank or any other banks. Work experience requirement for providing the loan is as follows: Work experience in the previous job &ndash; 3 months, additional work experience for customers whose salary cards are not from Kapital Bank &ndash; 6 months. Except in special cases, you just need to fill in the online order form to get the loan product without a guarantor.

Question 4

What are the mortgage interest rates in Kapital Bank? How to use the mortgage calculator to calculate interests?

Accepted Answer

Kapital Bank offers mortgage loans on favourable terms for anyone who wants to become a houseowner. Interest rates start from 8% per annum for Domestic and State Mortgages , 6% for Social Mortgages in Regions for the population living in the regions, and 4% for MIDA Mortgages provided to the persons with the right to buy apartments on preferential terms. You can use the online mortgage calculator to calculate annual interest rates. To do this, just enter the cost of the apartment, the term of the mortgage, the amount of the initial payment in the appropriate boxes.

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