Question 1

On which terms do mortgage loans are provided for young families in Kapital Bank?

Accepted Answer

Kapital Bank offers Internal mortgage, State mortgage and MIDA mortgage loan products for young families. Please follow the link for detailed information on these loans that can be applied by individuals having a young family member included in the privileged category. You just need to fill in the online order form to get loans.&nbsp;

Question 2

For whom is the social mortgage that you offer provided?

Accepted Answer

Social mortgage loan is a product designed for people living or working in regions to get real estate on easy terms. The commission-free loan can be obtained in regions other than Baku, Absheron, and Sumgayit zone. The loan is designed for customers between 18 and 35 whose workplace is in the region. You just need to fill in the online order form for initial application.&nbsp;

Question 3

To whom is privileged mortgage provided?

Accepted Answer

Kapital Bank offers State mortgage and MIDA mortgage loans designed for individuals included in the privileged category. Privileged loans are provided for family members of martyrs, National Heroes (himself/herself, spouse and children), IDP or equivalent, individuals having Doctor of Science degree, scientists who have worked in scientific positions at least for 3 years, individuals who have served for internal affairs agencies at least for 3 years and have special ranks, individuals who have worked in the public secondary schools at least for 15 years, etc.

Question 4

What is the most affordable mortgage loan you provide?

Accepted Answer

Kapital Bank offers Internal Mortgage, State Mortgage, Social Mortgage in Regions and MIDA mortgage products for its customers depending on the purpose of its provision. These loan products are offered on favorable terms, e.g. minimum interest rates and document requirements. You just need to fill in the online order form for initial application to get a mortgage loan suitable for you.

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