Question 1

Can I get a loan by a pension card in Kapital Bank?

Accepted Answer

Kapital Bank offers a Cash consumer loan for pensioners. Anyone getting a pension from Kapital Bank or any other banks can get this loan product. Cash loan up to 30 000 AZN for 59&nbsp;months is provided without a guarantor except in special cases. You can apply online for this loan designed for individuals under 70 by entering the PIN-code of your ID card. Upon successful completion of your application, you can use video call approval or on-site approval services offered by Kapital Bank for the approval process. On-site approval is made by the loan officer&rsquo;s visiting the house or workplace of the customer for the approval of the application.

Question 2

Does Kapital Bank provide a loan without an official job?

Accepted Answer

Yes, Kapital Bank offers Savings secured loan and Secured loan in manat products for individuals not having an official job. Such loans provided without a requirement for an official job are designed for individuals having deposit accounts in the bank. Minimum age limit for these loan products obtained by submitting only an ID card is 18. Please follow the link for detailed information.

Question 3

I want to get a loan, which loan products does your bank offer?

Accepted Answer

Kapital Bank offers cash loans that help to meet your daily needs, mortgage loans for those wo want to get a new apartment, micro business loans for those who want to improve their small businesses by taking customer needs into consideration. You can use online loan order to get loans offered with low interest rates and minimum documentation requirements. Online loan order makes customers get more access to loan products. You can also apply online for a loan meeting your needs. Take advantage of profitable offers.

Question 4

What is the internal loan offered by you?

Accepted Answer

Internal mortgage loan is a loan product designed for those who want to have an apartment or to replace their apartments. Kapital Bank offers internal mortgage loan product up to 500 000 AZN for those who want to have an apartment. The mortgage loan amount can be up to 500 000 AZN at interest rates starting from 5% for 20 months for apartments purchased from partner construction companies. Huner Group, Realest MMC, Baku City Residens, FMG, Inshaatchi 3 LLC, etc. are partner construction companies. You just need to fill in the online order form to apply for internal mortgage loan.

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