Loan amount:
AZN 300 - 30,000
Annual interest rate:
starting at 15%
Loan term:
6-48 months
Card service fee:
none
Conditions
• You may apply for the loan in the "Khazar," "Absheron," and "Bakikhanov" branches
• Up to 100% cashout
• The minimum cash-out amount from the card is 50 AZN
• The card is exclusively meant for cash withdrawals. In other words, personal cash transfers to cards, transfers, online and conventional payments, and similar operations are not available
• Cashing may be done at any ATM and Kapital Bank OJSC branch/branch cash desk (excluding for online and POS payments)
• Card validity: 6 months
• The loan may be received by those who get a salary or pension via Kapital Bank or another bank card
• Loans may be granted to individuals who have loans with other banks.
Requirements and documents
• ID cards
• Military ID card for military personnel
• Age: 18-65 (till formalization date)
• Experience requirement: 3 months in the previous job, 6 months overall work experience. For retired customers, there is no need for seniority
• In exceptional circumstances, a guarantor may be needed.
