Loan amount:

AZN 300 - 30,000

Annual interest rate:

starting at 15%

Loan term:

6-48 months

Card service fee:



You may apply for the loan in the "Khazar," "Absheron," and "Bakikhanov" branches

Up to 100% cashout

The minimum cash-out amount from the card is 50 AZN

The card is exclusively meant for cash withdrawals. In other words, personal cash transfers to cards, transfers, online and conventional payments, and similar operations are not available

Cashing may be done at any ATM and Kapital Bank OJSC branch/branch cash desk (excluding for online and POS payments)

Card validity: 6 months

The loan may be received by those who get a salary or pension via Kapital Bank or another bank card

Loans may be granted to individuals who have loans with other banks.

Requirements and documents

ID cards

Military ID card for military personnel

Age: 18-65 (till formalization date)

Experience requirement: 3 months in the previous job, 6 months overall work experience. For retired customers, there is no need for seniority

In exceptional circumstances, a guarantor may be needed.