Order BirKart online,
for every 10 AZN spent earn 5 AZN!

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Advantages

Card price

Free

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Partners

More than 3000

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Installment

Interest-free

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Cashback

From 1,5%

Need to know

  • During the campaign, customers who receive BirKart Cashback, BirKart Umico and BirKart Miles installment cards online and make non-cash purchases in the amount of 10 AZN and up in first 15 days will receive 5 AZN per transaction;
  • During the campaign period, customers who received BirKart Cashback, BirKart Umico and BirKart Miles installment cards by applying online will be able to receive the intended benefits of the campaign if the transactions are installments, payments through POS terminals or online payments;
  • Customer can benefit from only one of the Bank's BirKart campaigns;
  • The maximum prize amount is 30 AZN;
  • Financial transactions, remittances, cash and cash equivalents, government (court, guarantee), fines, and loan payments will not be considered as part of the campaign;
  • The bonus earned by the customer on each purchase will be sent to the customer’s account 1-month after the end of campaign;
  • To order online, customer can submit an application on kapitalbank.az, from Birbank App, 8196 short number and from social media;
  • Campaign is valid until May 31st.

 

  • ID card;
  • Military card for militaries.
  • Service fee — 1 AZN per month. When making cashless payments with BirKart in the amount of 500 AZN within a month (excluding loan payments and transfers), the monthly service fee is not charged;
  • You can cash out up to 100% your card limit;
  • Loan interest rate when used as a credit card — 25%;
  • Persons having salary or pension card from Kapital Bank are entitled to obtain loans;
  • Age: 18-67;
  • Work experience at the last place of work  should be at least 3 months, or 6 months for those having other banks’ salary cards. This  requirement does not apply to retirees.

 

Need to know

About the campaign

  • During the campaign, customers who receive BirKart Cashback, BirKart Umico and BirKart Miles installment cards online and make non-cash purchases in the amount of 10 AZN and up in first 15 days will receive 5 AZN per transaction;
  • During the campaign period, customers who received BirKart Cashback, BirKart Umico and BirKart Miles installment cards by applying online will be able to receive the intended benefits of the campaign if the transactions are installments, payments through POS terminals or online payments;
  • Customer can benefit from only one of the Bank's BirKart campaigns;
  • The maximum prize amount is 30 AZN;
  • Financial transactions, remittances, cash and cash equivalents, government (court, guarantee), fines, and loan payments will not be considered as part of the campaign;
  • The bonus earned by the customer on each purchase will be sent to the customer’s account 1-month after the end of campaign;
  • To order online, customer can submit an application on kapitalbank.az, from Birbank App, 8196 short number and from social media;
  • Campaign is valid until May 31st.

 

Requirements

  • ID card;
  • Military card for militaries.

Conditions

  • Service fee — 1 AZN per month. When making cashless payments with BirKart in the amount of 500 AZN within a month (excluding loan payments and transfers), the monthly service fee is not charged;
  • You can cash out up to 100% your card limit;
  • Loan interest rate when used as a credit card — 25%;
  • Persons having salary or pension card from Kapital Bank are entitled to obtain loans;
  • Age: 18-67;
  • Work experience at the last place of work  should be at least 3 months, or 6 months for those having other banks’ salary cards. This  requirement does not apply to retirees.