• Customers who obtain a Birbank installment card between March 17 and April 17, 2023 and pay 10 AZN or more in 4 categories during that date will be campaign participants;
• Birbank mobile application, POS-terminal, online and installment payments participate in the campaign.
• 4 categories means payments for different MCC* (as well as payments for different areas made in the Birbank mobile application);
• Transactions made by the customer in the same area to win 1 prize are not taken into account;
• After winning the prize, the customer must perform the next 4 transactions under the same conditions in order to win the prize. That is, after the customer has won the prize, the previous transactions are not taken into account;
• 1 AZN cashback prize will be transferred to the customer's cashback balance;
•  A customer can win a prize a maximum of 3 times during the campaign period;
•  The customer will receive promo code prizes (coupons) through SMS or a notification in the Birbank mobile application;
• If the customer makes a reverse transaction 2 times after winning a prize, his participation in the campaign will be limited and he will not be able to win the next prize;
• Physical prizes (iPhone13, AirPods, PlayStation, Apple Watch) will be contacted and presented to the winning customers within 14 working days after the end of the campaign.
• If a customer who won a physical prize reverses their transaction, the prize will not be delivered.
• Note: Cash-out, transfer and credit payment transactions (as well as transfers and credit payments made in the Birbank mobile application) are not included in the campaign.

 * MCC code - is a code indicating the type of trading point. MCC codes that are not participating in the campaign are the following:

4829, 6011, 6012, 6050, 6051, 6532, 6536, 6537, 6538, 6540, 7800, 7801, 7802, 7995, 9405, 9406, 9754

For more information about prizes click here.

• No service fee;
• You can cash out up to 100% of your card limit;
• Credit interest when the credit card limit is used for encashment, transfer and loan payment — 2.25% monthly;
• Persons having salary or pension card from Kapital Bank are entitled to obtain loans;
• Age: 18-67;
• Work experience requirement: at least 3 months in the last place of work, total experience – 6 months. This requirement does not apply to retirees.

• ID card;
• Military card for military personnel.