Birbank Umico

Birbank Umico

Starting from 1.5% Cashback
About 3000 Partners
Free Card price
Up to 63 days Grace period

Get your Birbank card online right away!

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Birbank card

We offer our clients an installment card they can get without effort.

Cashing

Installment

500 10 000
3 Month 24 Month

Approximate
monthly payment

0

Order
Kapital Bank-dan Umico bonusları ilə keşbek məbləği:
Taksit əməliyyatları üzrə 0.4%

Calculating of earned cashbacks

Birbank mobil tətbiqindən aparılan əməliyyatlara keşbek aşağıdakı cədvəl üzrə hesablanır:
MCC Credit
Utility payments
0.2%
Mobile, TV, internet
0.5%
Other*
0.2%
(*Exceptions: Government payments (court, fine, guarantee, tax), postage, financial institutions, transport.

Terms

  • Service fee – 2 AZN monthly; (If you make non-cash payment of AZN 500 within the month through Birbank card (except for loan payments and transfers), the monthly service fee for the same month is not charged);
  • You can cash out up to 100% of the Birbank card limit;
  • Credit interest when credit card limit is used for cashing, transfer and loan payment - 25%
  • Grace period: up to 63 days
  • Persons receiving salary/pension from Kapital Bank or other bank can get Birbank card;
  • Age Limit: Min. 18 years old, max. 67 years old;
  • Experience at the last workplace must be at least 3 months (6 months for those who do not have a salary or pension card with Kapital Bank). There is no such experience requirement for pensioners;
  • Required documents: Identity card or personal card of the military officer