Spend more, earn more with
Birbank installment cards!

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Advantages

Card price

Free

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VAT

Double

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Cashless Payments

Up to 63 days interest fee payments

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Cashback

Up to 30%

Need to know

  • During the campaign, customers who receive Birbank installment cards online and in first 30 days from the moment of issuing card making the one-time non-cash purchases in the amount of:
  1. 50 - 99.99 AZN will receive 5 AZN;
  2. 100 - 199.99 AZN will receive 10 AZN;
  3. 200 AZN and above will receive 20 AZN.
  • Transactions you will make during the campaign must be installment, payments through POS terminals or online payments;
  • Financial transactions, remittances, cash and cash equivalents, government (court, guarantee), fines, loan payments, utility and insurance transactions will not be considered as part of the campaign;
  • Customers will receive a bonus in accordance with the one-time maximum payment made;
  • The bonus earned by the customer on each purchase will be sent to the customer’s account within 1 month from the end of campaign;
  • Customers who have an active credit card from Kapital Bank, which expires at least 90 days in advance, will not be considered as part of the campaign;
  • Customer can benefit from only one of the Bank's Birbank cards campaigns;
  • To order online, customer can submit an application on kapitalbank.az and birbank.az, from Birbank App, 8196 short number and from social media;
  •  Campaign is valid until October 10th.
  • Service fee — 2 AZN per month. When making cashless payments with Birbank card in the amount of 500 AZN within a month (excluding loan payments and transfers), the monthly service fee is not charged;
  • You can cash out up to 100% your card limit;
  • Loan interest rate when used as a credit card — 25%;
  • Persons having salary or pension card from Kapital Bank are entitled to obtain loans;
  • Age: 18-67;
  • Work experience at the last place of work  should be at least 3 months, or 6 months for those having other banks’ salary cards. This  requirement does not apply to retirees.
  • ID card;
  • Military card for militaries.

Need to know

About the campaign

  • During the campaign, customers who receive Birbank installment cards online and in first 30 days from the moment of issuing card making the one-time non-cash purchases in the amount of:
  1. 50 - 99.99 AZN will receive 5 AZN;
  2. 100 - 199.99 AZN will receive 10 AZN;
  3. 200 AZN and above will receive 20 AZN.
  • Transactions you will make during the campaign must be installment, payments through POS terminals or online payments;
  • Financial transactions, remittances, cash and cash equivalents, government (court, guarantee), fines, loan payments, utility and insurance transactions will not be considered as part of the campaign;
  • Customers will receive a bonus in accordance with the one-time maximum payment made;
  • The bonus earned by the customer on each purchase will be sent to the customer’s account within 1 month from the end of campaign;
  • Customers who have an active credit card from Kapital Bank, which expires at least 90 days in advance, will not be considered as part of the campaign;
  • Customer can benefit from only one of the Bank's Birbank cards campaigns;
  • To order online, customer can submit an application on kapitalbank.az and birbank.az, from Birbank App, 8196 short number and from social media;
  •  Campaign is valid until October 10th.

Conditions

  • Service fee — 2 AZN per month. When making cashless payments with Birbank card in the amount of 500 AZN within a month (excluding loan payments and transfers), the monthly service fee is not charged;
  • You can cash out up to 100% your card limit;
  • Loan interest rate when used as a credit card — 25%;
  • Persons having salary or pension card from Kapital Bank are entitled to obtain loans;
  • Age: 18-67;
  • Work experience at the last place of work  should be at least 3 months, or 6 months for those having other banks’ salary cards. This  requirement does not apply to retirees.

Requirements

  • ID card;
  • Military card for militaries.